[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hfcr.cz\/ktera-pujcka-je-ta-prava\/#Article","mainEntityOfPage":"https:\/\/www.hfcr.cz\/ktera-pujcka-je-ta-prava\/","headline":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","description":"Pokud pot\u0159ebuje firma n\u011bjak\u00e9 pen\u00edze, kter\u00e9 si moment\u00e1ln\u011b nen\u00ed schopna vyd\u011blat, obvykle se to \u0159e\u0161\u00ed podnikatelskou p\u016fj\u010dkou. Podnikatel zajde do p\u0159\u00edhodn\u00e9 finan\u010dn\u00ed instituce, v t\u00e9&#8230;<div class=\"more-link-wrapper\"><a class=\"more-link\" href=\"https:\/\/www.hfcr.cz\/ktera-pujcka-je-ta-prava\/\">Continue reading<span class=\"screen-reader-text\">Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?<\/span><\/a><\/div>","datePublished":"2020-01-08","dateModified":"2020-01-08","author":{"@type":"Person","@id":"https:\/\/www.hfcr.cz\/author\/#Person","name":"","url":"https:\/\/www.hfcr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hfcr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hfcr.cz\/wp-content\/uploads\/img_a354350_w1767_t1568886243.jpg","url":"https:\/\/www.hfcr.cz\/wp-content\/uploads\/img_a354350_w1767_t1568886243.jpg","height":0,"width":0},"url":"https:\/\/www.hfcr.cz\/ktera-pujcka-je-ta-prava\/","about":["Www"],"wordCount":393,"articleBody":"   Pokud pot\u0159ebuje firma n\u011bjak\u00e9 pen\u00edze, kter\u00e9 si moment\u00e1ln\u011b nen\u00ed schopna vyd\u011blat, obvykle se to \u0159e\u0161\u00ed podnikatelskou p\u016fj\u010dkou. Podnikatel zajde do p\u0159\u00edhodn\u00e9 finan\u010dn\u00ed instituce, v t\u00e9 si za\u017e\u00e1d\u00e1 a\u2026 A nejednou odejde s pr\u00e1zdn\u00fdma rukama. Co\u017e m\u00e1 prozaick\u00fd d\u016fvod. Poskytovatel\u00e9 p\u016fj\u010dek si stanovuj\u00ed jasn\u00e1 krit\u00e9ria, je\u017e mus\u00ed \u017eadatel\u00e9 splnit, a nedos\u00e1hne-li se tu pln\u00e9ho uspokojen\u00ed, m\u00e1 podnikatel jednodu\u0161e sm\u016flu. Ov\u0161em rezignovat v tu chv\u00edli nelze. Kdyby se toti\u017e doty\u010dn\u00fd sm\u00ed\u0159il s t\u00edm, \u017ee \u017e\u00e1dn\u00e9 pen\u00edze nebudou, musel by svou firmu z\u0159ejm\u011b zav\u0159\u00edt. A to by byla nejednou \u0161koda. A proto se je t\u0159eba sh\u00e1n\u011bt po p\u016fj\u010dce tak dlouho, dokud se n\u011bjak\u00e1 nese\u017eene. T\u0159eba dokud doty\u010dn\u00fd nenaraz\u00ed na nebankovn\u00ed americk\u00e9 hypot\u00e9ky F\u00e9rov\u00e1 hypot\u00e9ka. Co\u017e jsou pr\u00e1v\u011b mo\u017enosti, u nich\u017e mnoz\u00ed usp\u011bj\u00ed, a to nejednou vysloven\u011b snadno. Pro\u010d? Po z\u00e1jemci o p\u016fj\u010dku se tu po\u017eaduje, aby m\u011bl v prvn\u00ed \u0159ad\u011b n\u011bjakou nemovitost odpov\u00eddaj\u00edc\u00ed ceny, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00ed pen\u011bz do z\u00e1stavy. Plus je samoz\u0159ejm\u011b zapot\u0159eb\u00ed, aby byl doty\u010dn\u00fd \u017eadatel schopen spl\u00e1cet aspo\u0148 naprost\u00e9 minimum, kter\u00e9 je pro poskytovatele akceptovateln\u00e9. Co\u017e jsou krit\u00e9ria, jim\u017e \u010dasto nen\u00ed v\u016fbec \u017e\u00e1dn\u00fd probl\u00e9m vyhov\u011bt. Proto\u017ee n\u011bjakou tu nemovitost a aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem m\u00e1 p\u0159ece skoro ka\u017ed\u00fd z n\u00e1s. A tak se tu jednodu\u0161e vypln\u00ed formul\u00e1\u0159 na internetu, sn\u00edmky on\u00e9 nemovitosti se za\u0161lou e-mailem k posouzen\u00ed, pak se se z\u00e1stupcem spole\u010dnosti dohodnou podm\u00ednky, podep\u00ed\u0161e se smlouva a je to. V\u0161e je jednoduch\u00e9 a snadn\u00e9. Nezdr\u017euje zbyte\u010dn\u00e9 pap\u00edrov\u00e1n\u00ed, probl\u00e9my tu nevznikaj\u00ed ani kv\u016fli registr\u016fm dlu\u017en\u00edk\u016f a podobn\u011b. Nic se nemus\u00ed za poskytnut\u00ed platit p\u0159edem, dobu splatnosti lze prodlou\u017eit klidn\u011b i na cel\u00fdch t\u0159icet let, ov\u0161em je logicky mo\u017en\u00e9 splatit v\u0161e bez sankc\u00ed i p\u0159edem. A jsou tu i dal\u0161\u00ed p\u0159ednosti, kv\u016fli nim\u017e byste mo\u017en\u00e1 m\u011bli vsadit na tuto hypot\u00e9ku i vy. Jste-li tedy podnikateli v nesn\u00e1z\u00edch.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","item":"https:\/\/www.hfcr.cz\/ktera-pujcka-je-ta-prava\/#breadcrumbitem"}]}]